Overview of the 2026 SDS Changes
The Student Direct Stream (SDS) for Canada study permits has been updated for 2026. These changes affect the Guaranteed Investment Certificate (GIC) amount, language test standards, and the application process.
GIC Amount Update
The required GIC amount has been increased. As of 2026, applicants must show a GIC of CAD 20,635, up from the previous CAD 10,000. This amount covers the first year of living expenses.
Language Requirements
Language test scores remain a key part of the SDS application. For English, an IELTS score of at least 6.0 in each band is required. For French, a TEF Canada score of at least 7 in each of the four abilities is required. These scores must be from a test taken within two years of the application date.

Application Process Changes
The application process now includes an updated document checklist. Applicants must submit their GIC certificate, language test results, and proof of acceptance from a designated learning institution (DLI). The online application portal has also been streamlined, but the overall steps remain similar.
Frequently Asked Questions
What is the new GIC amount for SDS in 2026?
The required GIC amount is CAD 20,635.
What IELTS score is needed for SDS?
An IELTS score of at least 6.0 in each band is required.
How long are language test scores valid?
Language test scores must be from a test taken within two years of the application date.